Category: Article (13)

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说到买房子,眼看房价越攀越高,无壳一族的一定很心急。想慢慢思考,又怕耽误了时间;想赶快进场,又怕碰壁。说真的,买房这回事,一定不能急,一急就会乱;更重要的是;下订前,先看清楚前人走过的路,别再误闯盲点。

 

建议1:等跌价?机会淼茫

很多人会说,现在房价太高了,等一等吧!但邝保罗却一再强调,只要买对地点,房价并不会下跌。“基本上,靠近市中心或是中心外围地区的价格,普遍都不会下降,就好比蕉赖、蒲种、白沙罗一带,这些年来价钱几乎都没有下降。”他指出,只有很少数的偏远地区,价钱的涨幅则比较慢,也不会太高。

 

建议2:太远了?或可升值

何志富指出,很多人买房时都存有一个错区的观念,就是脑子已设定这个地方很远的刻板印象。大道缩减城市距离。但他认为,现在交通发达,很多大道都可以通往雪隆地区各个城镇,甚至去到邻近的州属。“

而且,高速大道的便利性也已经逐步在完善中,在高速大道通行后也缩短了城市间的距离。”然而,还是有很多人在听到布城(Putrajaya)、赛柏再也(Cyberjaya)、加影(Kajang)等较偏远地区时,刻板印象就是“远”,于是,就不会考虑在这些地点购买房子。

“买房子要预见该地区长远发展的潜能,必须在该地繁荣前购买,而不是等到开发之后才买,这样才能够跑赢市场。”

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Tips-and-Tricks-to-Sell-Your-Home1

When selling your home, there is the perfect combination of things to do in preparation. While every seller will have unique circumstances, there are several top tactics that will benefit every home seller.

 

1) Make your Home Green and Eco-Friendly

If a home isn’t selling, evaluate your home and make modifications to improve your chanced of a speedy sale. Recent studies show that savvy Minneapolis real estate buyers are looking for greener homes that boast of energy efficiency. Turning your home “green” can seem like an expensive and daunting task but it doesn’t have to be! Start off by making small changes. Replacing your bulbs with fluorescent lights will save you and your buyer energy while also giving your home a warm and natural light. Re-evaluate where you’re leaking warm or hot air and explore options to re-insulate and stop airflow. Replacing old appliances is always a go to when thinking of becoming more Eco-friendly. Newer appliances save energy and water while making your rooms look updated and neater.

 

2) Upgrade your Home with Top Selling Features

This is easier to accomplish by knowing which home remodeling projects help sell a home. This doesn’t mean that installing a heated pool at this moment or a fountain in the front yard. By choosing home upgrades carefully, you can expect a better return on your money and time. It’s really easy as an owner, to start to overlook wear and tear in your home.

You may be better positioned to draw a strong home buyer pool by removing old wallpaper and repainting key rooms with neutral colors. Replace old carpet with new carpet or consider upgrading to hardwood floors if you have the means. It’s important that you grab a buyer at their first walk through of your home. You don’t want them to have to think about it, you want them to be impressed with what your house offers. Upgrading to stainless steel appliances and granite countertops will give the wow impression that you want.

 

3) Freshen up your Home’s Cub Appeal

While Realtors are fond of the phrase “location, location, location”, you can’t forget that a home in a great location still benefits from great curb appeal. Potential buyers who are driving by or walking the neighborhood will be quick to make assumptions about what the inside of the house looks like from the outside. Make your front door say “wow” and update your address numbers and mailbox for a sharp look. Small upgrades give your house a polished look.

 

4) Stage your Home after Understanding Better what Buyers Want

Staging your home is a very real aspect of getting your house ready to sell. How you live in your home is not how it should look when showing. The biggest step you need to take is to de-clutter your possessions. Start to throw anything that will be tossed when you move. If you’ll be putting items in storage, it will be worth it to remove them now.  Personal photos make it harder for a buyer to picture themselves in the house. Rearrange your home to optimize the space of your house with items commonly found tasteful.

 

5. Select the Best Real Estate Agent to Represent Your Home

It may be easy to select an agent based on suggested home list price. It is true that a prospective home buyer may overbid another purchase offer to be the winning bidder. However, typically it more important to have an agent representing your interests that will not overprice your home, but rather focus on marketing its best features. Discuss in advance of listing your home what your potential net profit may be.

Real estate agents and brokers who have been around awhile understand the skill, time, effort and measure of luck it takes to beat out the competition and get awarded a signed property listing agreement.

They also understand the marketing process; those things that must be accomplished in order to present the property to the real estate community, and then subsequently how to properly handle offers to purchase.

Okay, but on the other hand, real estate agents who have never listed and sold rental income property might not know the full scope of physical inspections that must be coordinated once the rental property is sold and enters escrow.

So for those of you who are just starting to service commercial real estate let me give you an idea of what you should expect to address in the way of property inspections. Of course we’re assuming that these inspections are requested by the buyer in the sale agreement as “subject to the buyer’s approval” and accepted by the seller.

 

1. The Walk-thru Inspection

A “walk-thru” inspection is where the buyer gets to physically enter and examine all the units in the rental property with an eye on the over-all condition and quality of the carpets, appliances, fixtures, and tenants. This inspection regularly takes place during escrow because sellers are reluctant to disturb or alert tenants about a sale until they are satisfied with the buyer’s financial ability to make the purchase and have an accepted signed-around purchase agreement.

 

2. The Infrastructure Inspection

This is where the buyer typically hires licensed contractors to make inspections for such things as pest and dry rot, plumbing, electrical, roofing, and maybe even mold. Obviously these inspections will be a cost to the buyer so they shouldn’t be ordered until the walk-thru inspection is approved.

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Condo-buying-and-living

THERE are innumerable reasons why families move homes, and space constraints is one of the main deciding factors. Customarily, we would see a growing family upgrading from an apartment or a single storey house, to a three or four-bedroom double storey home, or a bungalow, if affordable.

 

This was a reality 15 years ago, but today, it is very different. The hike in property prices has seen an increase in the number of families living in condominiums compared to landed homes. Although families with an average of two to three children are making 1,200 sq. ft. (minimum) condominiums their preferred home, the general public’s acceptance of condo-living is equivocal.

 

While condo or apartment living has been the norm for our neighbors in Singapore, Malaysians or at least those up till Generation Y, had the choice of “living on land” when they were growing up. Most condominium occupants in the Klang Valley today will attest to this. It is a process, getting acclimatized towards living in a high-rise.

 

After two decades or more living in a landed property to be suddenly riding an elevator to get home, takes some getting used to. Yet the demand is there, partly coerced by property prices. Still, there is something about
the self sufficiency of condo living that seems to appeal to families. Property developers discerning the needs and wants of families are establishing self sufficient developments. This is prevalent in landed property i.e. guarded and gated (G&G)communities but more so, condominiums. The luxury of not having to leave home or its proximate surroundings to get groceries or necessities is one of the primary attractions towards a condominium lifestyle. Obviously, the standard of comfort increases based on the location, price and prestige of the condominium. One can expect free daily zumba classes at a luxury condominium but not in a standard high-rise residence. Still, a decent mid-range condominium has all the basic amenities to keep occupants happy, from swimming pools to clubhouses and cafes. If anything, the numbers don’t lie. According to the Real Estate and Housing Developers’ Association of Malaysia (REHDA), strata residential properties are on the rise and expected to grow further in 2013.


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Basically there are two types of mortgage insurance available in the market, Mortgage Reducing Term Assurance(MRTA) and Mortgage Level Term Assurance(MLTA).

 

MLTA is a slight variation from MRTA and offers an alternative for a borrower who is looking for a life insurance which offers protection plus savings and in some policies returns on the premium.

 

In a nutshell MLTA offer level/consistent protection, allow you to buy/sell property using the same MLTA protection & offer cash back and interest comparing to MRTA.

 

Also please note that most of the times, it is not compulsory to buy MRTA from the bank that you get the housing loan with, but it is recommended to do so.

 

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It is vital to take note of certain criteria before purchasing a property. Buying a property takes up an extensive time, planning, money, patience and sometimes lady luck is involved as well. Therefore, it should be decided wisely before making a decision.

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Financial plan

Money matters are top of your priority list. Maintain a budget in mind for ideal properties that makes your heart skip a beat. It is crucial to take time to slowly list the amount of cash available for expenses like loan insurance, legal fees, monthly instalments and other related costs. Secondly, whip up a list of all your assets (income, savings, fix deposits, investments) and then give the two figures a comparation and roughly gauge how much you can spend on the new home.

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Permai Villa is a leasehold apartment located at Taman Puchong Permai, Puchong. It is sited within close proximity to Puchong Permai Flat and also the Uptown Bazaar Heritage Puchong.

Permai Villa offers units with built-up area of about 960 sf with 3 bedrooms and 2 bathrooms as well as duplex unit at the top of each blocks. The facilities provided are covered parking lots, 24 hours security, swimming pool and tennis court.

There is an abundance of amenities located within 10 minutes walking distance from Permai Villa where the shop lots area at Taman Puchong Permai is located. It offers a wide selection of restaurants, sundry shops, minimarket, work shops, saloon and also 7-Eleven convenience store.

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Vista Amani is a leasehold condominium developed by Danau Lumayan in 2005, in the area of Bandar Sri Permaisuri, near the Cheras township.

Vista Amani is just off the Lebuhraya Kuala Lumpur – Putrajaya (Maju Expressway), which also links up with the SMART highway. Commuters can reach the KL City Center in 10 minutes, and all the way to the KL International Airport (KLIA) in just 40 minutes. 3 LRT stations are located nearby along with a KTM commuter station, and bus stops.

The units at Vista Amani come in a standard, 1,011 sf size with the alternative, a Penthouse, Duplex unit that is 2,052 sf. Each duplex unit comes with a private garden of 1,000 sf, and faces KLCC and Taman Tasik Permaisuri. With 4 lifts per block, residents are well assured of fast and easy access in and out of the building with 24-hr security and surveillance.

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Koi Tropika is a serviced apartment in Puchong which was completed in 2006. Is a joint project by Masteron Sdn Bhd and Permodalan Negeri Selangor Bhd.

Koi Tropika has four residential blocks and two shop office blocks with a total of 1,050 units. The residential blocks consist of Blocks A and B which are lower rise units while blocks C and D are highrise towers. Units built-ups start from 846 to 1,188 sf for residential units.

Koi Tropika is located in the middle of Puchong along Jalan Puchong, which is very near to Bandar Puteri and Taman Industri Puchong. Koi Tropika is accessible via Lebuhraya Damansara Puchong, Lebuhraya Bukit Jalil and Kesas Highway. Koi Tropika is also near to public amenities such as shops, schools, surau, and shopping mall.

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Rule of 72 is the formular that help you to determine how many years your money will become double by the given annual interest rate. It can also use to calculate how much the interest your money should earn in order to double up your money in the given years.

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