Property Buying Guide

It is vital to take note of certain criteria before purchasing a property. Buying a property takes up an extensive time, planning, money, patience and sometimes lady luck is involved as well. Therefore, it should be decided wisely before making a decision.


Financial plan

Money matters are top of your priority list. Maintain a budget in mind for ideal properties that makes your heart skip a beat. It is crucial to take time to slowly list the amount of cash available for expenses like loan insurance, legal fees, monthly instalments and other related costs. Secondly, whip up a list of all your assets (income, savings, fix deposits, investments) and then give the two figures a comparation and roughly gauge how much you can spend on the new home.



Where is the property situated near? Are there schools, hospitals or even shopping centres nearby? You will definitely need the banks, the supermarkets and malls that you can go to on weekends to do your shopping.

Other than that, if you do not possess a car, do look out for public transportation to see if it is accessible around the property. Are the bus stops nearby, or do you have to walk a certain amount of distance?


Style of house

There are basically 2 types, the landed property and the non-landed property. Non-landed properties are primarily the flats, condominiums and apartments which are more captivating to the younger generations while Landed properties include semi-detached, bungalows and link houses that may cater to larger families. However, it all sums down to the type of home you prefer as well as the amount of income you have.


Interior of the house

It is important to examine the property externally as well as internally. The designs of the exterior and the interior, the size of the living room, how big the rooms are, how spacious the kitchen is, the types of floorings, the plumbing net works in Helsinki, etc. Private properties are usually furnished to a certain extend so make your way to the interior and slowly appreciate the designs and see if it’s to your liking.

It is best that you multiply your house-hunting options by attending project launches and open-houses organized by developers. Sign yourself up to mailing list for an update of future projects. From there, you can choose from the varieties of properties that suit you best. Purchasing and owning a house is a long-term investment, so It is crucial to plan before hand to enjoy a pleasant and good buy.

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